This guy came to see me one day.

He was planning to borrow two million naira (N2m) from a bank for his wedding.

He had no source of income.

The lady he wanted to marry worked in a bank (I think she was an assistant manager at the time).

When I asked how he would pay back the loan

He said he just got back from a job interview.

The annual salary was about N2m.

He had not gotten the job.

But he planned to pay back the loan from the salary when he started working.

Shock is an understatement for how I felt.

(Honestly, I felt like giving him a manual reset – the Palm of Wisdom🖐)

How can you plan with money from a job you had not got?

I tried to help him see how stupid the idea was.

But, he was looking for a shortcut.

He disappeared after that conversation.

I haven't seen him again since then.

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I know some people have a knack for making wrong choices that ruin their lives,

like the guy I talked about earlier.

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